Do travel companies charge credit card fees?

Most Sri Lankan agencies tend to pass on the bank's merchant processing fee for credit card payments; this usually sits around 2.5% to 3.5% of the entire transaction. This add-on should be clearly disclosed before you start any payment; otherwise it feels hidden, you know.

To avoid these costs, agencies sometimes offer a direct international wire transfer, usually handled via SWIFT. You then need to work out if your home bank’s flat wire transfer fee is more reasonable than the percentage-based credit card surcharge, for the final amount at the end.